What does the Fed report say about stablecoin usage?

Less than 1% for payments; most idle or in crypto finance.

Why the gap between stablecoin interest and use in businesses?

Integration hurdles and interoperability issues—40%+ of firms cite them.

Not without major fixes to cross-chain bridges and enterprise plugs.

Billions in stablecoins languish in wallets, untouched by shoppers or suppliers. A fresh Fed report lays bare the gap between promise and practice.

Fintech Dose Apr 11, 2026 3 min read

Fed data: <1% of stablecoins used for real payments, most idle or crypto-confined. 𝕏
PYMNTS: 40% firms discuss stablecoins, only 13% deploy due to integration woes. 𝕏
Interoperability gaps mirror 1990s smart card failures—key to unlocking adoption. 𝕏

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Markets. Money. Innovation.

#federal reserve #interoperability #payments adoption #stablecoins

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Originally reported by PYMNTS